May Budget Challenge

The things I did differently this month from last month was thinking less about my goal. What I learned this month was to follow my previous post and stick with it. The other thing I did was not thinking about spending money. I left my anxiety alone and let it go. I did make one huge purchase; a brand-new Fujifilm tx2. It did cost me a lot of money, but it is an investment I do not regret.

In a review of my previous post –

  1. Realistic Budgeting based on shopping habits.
  2. Plan day to day spending allowance.
  3. Avoid unnecessary window shopping or screen shopping.
  4. Learn to say “no” or “I can’t”.
  5. Finding alternatives.

Realistic Budget – I set my shopping goal to be $250 this month and I spent $231.30 so far. I made sure I make the realistic goal that I could accomplish. I think it is always better to make sure you pay all your bills before you decide to have room to spend. Some of the things that I purchased this month:

Calvin Klein Dress (similar)

Jessica Simpson heels (omg I love them)

Bali Strap Purse (I love everything from their site)

Plan spending allowance – I didn’t plan on how much I should spend money every single day, but I carefully think through one item I really want to purchase instead of getting everything I want. I keep track of my spending on a piece of paper that I taped on my wall (it works for me so far).

Avoid screen shopping – I got advice from a very awesome girl who told me to keep myself out from screen shopping and I thought it was absolutely brilliant. I found something else to do – binge-watching “this is us” (I can’t believe it took me this long to actually watching it though) and it has been keeping me very focused on other people issues in the show.

Learning how to say “no” – This is something I will have to constantly work on because I am a “yes” girl and not a “no” girl. The other problem is I hate to disappoint. It is so hard for me to say no to something my other half might need. I always buy something even though he tells me not to get him something, I end up getting it because I want it for him. Do you get me? Yeah, I am basically a mess in this area. I can’t say no to eating out yet. I am a huge fan of food so any chance I get to eat out, count me in sister.

Finding alternatives – I look at my closet and I get cranky. It is true! It’s because I still have a lot of clothes and it is so hard to let go. I don’t need 30 maxi skirts that are all the same length and the same style. I don’t need to keep dressy dresses when I don’t even have anywhere I go. I don’t need a lot of the things I have in my closet and I still feel like I don’t have enough. That is psychotic. It is why minimizing my closet is a big factor in finding alternatives. I find alternatives in my closet before I go out to buy something else.

 

I used these steps to guide me so that I can live a more sustainable life. We Americans are so obsessed with buying things and we don’t even remember half of the things we have in our closet. We are obsessive about a lot of things and it somewhat becomes a genetic disease. In order to avoid unnecessary junks, we have to become more serious about looking things in every perceptive and changing bad habits to grow in good habits.

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